No one wants to think that they could one day be caught up in a car accident, but almost 5.5 million road traffic accidents take place in the United States every year, which means that there is a good chance you will be involved in an accident at some point in your life. That’s why it’s so important that you know exactly what to do should this happen. That’s why I’ve put together the following tips for getting through a car accident:
You might never be in a car accident, but if you are prepared for the worst, in any case, you’re likely to have an easier time should the worst happen. So, ensure that you know basic first aid, you have all the tools you might need to repair your car in your trunk and that you always have a working phone on hand so that you can call for help should you be in an accident.
You should also make sure that you have all of the relevant information you might need, like your insurance information, license and registration and the number of your insurer/ recovery service in your wallet and glove compartment, so if the car is irreparably damaged, you will still have access to them, and you can act quickly.
Check Everyone’s Safety and Call Authorities
The first thing you should do after an accident if you are able, is to check that everyone involved is safe. If they are injured, and you can give them basic first aid, you should do so, but you should also quickly call 911 and get the police and any emergency services required on the scene. You always need to call the police so that a report will be filed that can be used when you’re filing your insurance claim. So, even if the other party offer to take care of your windshield replacement or pay for your body repairs, you should still get in touch with the police because you never know if you might still need to make a claim as things progress.
Call Your Insurance Company ASAP
Insurance experts always recommend that you call them right away and even if the accident only appears to be minor in nature. This is important because the faster the insurance company is made aware of the incident, the quicker any claims will be made and the better they will be able to gather any evidence required. It’s also important to inform your insurance company quickly because if the other party gets in there first, they might tell a very different story, and it could be seen as odd that you didn’t bother to get in touch.
Gather Accident Information
While you’re still at the scene, take pictures, make notes and get the information of the other parties involved. This will all help you to prove guilt and ensure that any insurance payouts are fair
Don’t Admit Guilt
It’s foolish to admit guilt immediately after an auto accident when you might be shaken up and not thinking straight. Check everyone is okay, do what you can to help, but hold off on apologizing in any way as it could be that you aren’t guilty, but any such admission could be construed as guilt and make it harder for you to defend yourself.