4 Ways To Put The Brakes On Insurance Scams

 

Where there is blame, there is a claim. More and more people live by this motto in today’s day and age. People who would never have considered filing for money they don’t deserve are getting rich quick. The industry has come a long way in the last ten years according to ahtksingh7.

 

Sadly, there are still lots of scams waiting for you on the roads. The unlucky ones get to fork out a fortune in fees, while the scammer gets away scot-free. If only there were a way to put the brakes on them. Well, there is. Sorry, no there isn’t one – there are four. Here’s what you need to know.

 

The Rear-Ending

In almost every state in the country, it is your fault if you crash into the back of another car. Sorry, but you shouldn’t have been travelling so closely they will say. In a normal situation, it’s a bitter pill to swallow but it’s the law. When someone dives across a lane of traffic to force the incident, that’s when it becomes a problem. Keeping a big distance between you and the car in front is still a good idea, but so is carrying a camera. Experts can conclude what happened judging by the marks on the bodywork and the angles. Hopefully, they’ll be on your side.

 

The Bad Samaritan

In the Bible, the Good Samaritan is a guy who stops to offer help when no one else will. The flip side of this is when a person pretends to be friendly but is trying to run a scam. The way it works is simple: they’ll get in touch pretending to be legitimate. They’re a friendly neighbourhood insurance company that wants to save you money. Go to this lawyer or this mechanic they say; they’ll save you a fortune. In reality, these people will take your details and defraud your bank account. After an accident, only speak to insurance “officials” if you have called them first.

 

The Rejection

It isn’t only non-professionals that run schemes. Legitimate insurance companies are in on the action too. The rejection is a play they have perfected whereby they say no regardless. Then, they wait for a response, which usually doesn’t come because people can’t be bothered or think there is no point. You lose out and have to pay for repairs out of your pocket. The solution is to ask Nathan Hughey to take a look. A lawyer with experience in the field who is worth their salt should tell you whether you have a claim.

 

The Fake Injury

Without a doubt, this is the most common claim today. Motorists will act fine until the police turn up at the scene when they suddenly develop symptoms of whiplash. It’s common knowledge this is hard to prove, so the doctor will have a big role to play. However, there is one thing you can do, says Melanie Radzicki McManus: file a police report. If it says there were minor scratches, it should prove your claim that they are faking.

Have you been scammed before? How will you react in the future?

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